Ogen – Israel Free Loan Fund (R.A.)

Ogen is a pioneering non-profit social-finance leader dedicated to advancing financial well-being, inclusion, and opportunities for the people of Israel. With a legacy spanning over three decades, our mission is to uplift underserved communities on the social and economic periphery. Ogen is composed of three interconnected entities working together under the Ogen Group: Ogen – Israel Free Loan Fund (R.A.), a registered nonprofit association offering interest-free loans. Ogen – Social Loan Fund, LTD (CC), a credit company providing affordable, low-interest loans. Keren-Shemesh – A member of the Ogen Group, LTD (CC), specializing in mentoring and empowering young entrepreneurs. Founded by the late Professor Eliezer David Yaffe in 1990, Ogen provides affordable, life-changing loans alongside financial guidance and professional mentoring to low and middle-income Israelis, small businesses, and nonprofit organizations. Ogen has successfully managed a credit portfolio valued at 500 million NIS ($131 million) and disbursed over 75,000 loans, totaling nearly 2 billion NIS since our establishment. What truly sets Ogen apart is our holistic approach. Alongside credit access, we offer expert financial management and guidance, bolstered by professional mentoring from our dedicated team of over 1,300 volunteers across Israel, generously sharing their knowledge and expertise. In close collaboration with Israeli government ministries and authorities, Ogen spearheads large-scale initiatives that empower underserved populations to build sustainable financial health, achieve homeownership, and break free from the cycle of debt. Our vision is to pave the way for a more resilient economic future for all the people of Israel.